蚂蚁金融服务集团

By 5 PM on Friday, about 21 percent of the Nov 11 shopping purchases were paid by Ant Check Later, an online consumer finance service provided by Ant Financial Services Group.

比如蚂蚁金服（蚂蚁金融服务集团）就推出了这样一款在线消费金融服务——蚂蚁花呗。据统计，截止到周五凌晨5点，有21%的双11购物是通过蚂蚁花呗支付的。

Alibaba can use such big data to determine whether a user qualifies for more loans from Ant Financial Services Group, Alibaba´s finance affiliate, she said.

她说，阿里巴巴可以通过这些大数据来决定一个用户是否有资格向阿里巴巴的金融关联公司蚂蚁金融服务集团（Ant Financial Services Group）申请更多贷款。