邮储银行

The postal savings bank and the postal company as soon as possible stripping.

邮储银行与邮政公司应尽快剥离。

Then, the system architecture design fit for the model of postal saving bank´s credit business is analyzed.

在此基础之上完成了设计适合邮储银行的信贷业务的业务架构、数据架构及系统架构；

Fourth chapter from external competition, asymmetric information, inexperience and factors of risk management of the four causes of postal savings bank micro-credit risk analysis.

第四章从外部竞争、信息不对称、风险管理经验不足和产品因素四个方面对邮储银行小额贷款的风险形成的原因进行分析。

Meanwhile, the deposit-reserve ratio has been reduced by 1% in five major banks and postal savings bank, while 2 percent in small and medium-sized banks.

存款准备金率五大行和邮储银行下调1个百分点，而中小银行下调2个百分点，这种力度在中国存款准备金率的调整史上是前所未有的。

Firstly, the paper analysis´s the current status of PSBC using SWOT method, and makes some development strategies from the strategic level.

本文首先运用SWOT分析法对邮储银行现状分析，从战略层面上提出发展策略；