邮储

The postal savings bank and the postal company as soon as possible stripping.

邮储银行与邮政公司应尽快剥离。

Then, the system architecture design fit for the model of postal saving bank´s credit business is analyzed.

在此基础之上完成了设计适合邮储银行的信贷业务的业务架构、数据架构及系统架构；

The existing service manner and management strategy based on scattering clients conflicted more fiercely with the new market environment and the consumer requirements.

益阳邮储原有的基于零散客户的服务方式和管理策略，与新的市场环境和客户需求之间的冲突加剧。

Fourth chapter from external competition, asymmetric information, inexperience and factors of risk management of the four causes of postal savings bank micro-credit risk analysis.

第四章从外部竞争、信息不对称、风险管理经验不足和产品因素四个方面对邮储银行小额贷款的风险形成的原因进行分析。

Based on the design of post savings products system, it introduces diversified products strategy, products composing strategy, better process strategy, product brand strategy and so on.

在对邮储产品框架体系进行设计的基础上，提出了多元化产品策略、产品组合策略、流程优化策略、产品品牌策略等开发策略。